Monday, October 3, 2011

Which one will be the best credit card for student?

The answer is Discover student credit card because Interest rates and Interest charge 0% intro APR for 6 months from the date of account opening. Annual Percentage rate (APR) For Purchases after the intro APR expires, your APR will be 13.99% to 20.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.APR for Balance Transfers is 13.99% to 20.99% based on your credit worthiness. APR for Cash Advance is 23.99% but this APR will vary with the market based on the Prime Rate. Penalty APR and when it applies is from up to 18.99% to up to 25.99% based on your creditworthiness and other Applies. factor. This APR will vary with the market based on the Prime Rate. This APR may be applied to new purchases and balance transfer if you make a lat payment. No annual fees
Set-up and Maintenance Fees
  • Annual Fee
  • None
Transaction Fees
  • Balance Transfer
  • Either $10 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance
  • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Currency
  • 2% of the U.S. dollar amount of each purchase made in a foreign currency
Penalty Fees
  • Late Payment
  • Up to $35
  • Returned Payment
  • Up to $35 
   
 This card will help student a lot more than another card because they have a lot of advantage than another card they don't have









































































































































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